Tired of guessing about student loan forgiveness? Here’s what to do.
The political battle over education debt will continue no matter who wins the White House, so if you’re waiting for relief, it’s best to have a backup plan.
By Michelle SingletaryMortgage rates just fell again. Here’s what you need to know.
Mortgages rates just fell again. Here’s what you need to know.
By Scott SowersA ‘gray divorce’ can upend your retirement plans
Who keeps the house? Or pays the credit card bill? You need a financial exit strategy for a breakup at any age.
By Michelle SingletaryHow buyers, sellers and agents are navigating the real estate shake-up
New rules on agent commissions formally kicked in last month but have already been having an effect on the ground.
By Michele LernerCaring for aging parents can strain everyone’s finances. Plan now.
There’s been a lot of chatter about the state of the U.S. economy on the campaign trail save for one glaring omission
By Michelle SingletaryDo allowances help children become good money managers? Maybe.
To instill good habits in your kids, it’s important to engage them on how to save and spend wisely — and by modeling smart personal finance practices yourself.
By Michelle SingletaryHow to make sure that first credit card in college doesn’t break you
For new college students, starting school often means getting their first credit card. But the process can be confusing and overwhelming.
By Amy Rose DobsonThe 401(k) millionaires club hit a new record. What’s their secret?
While this elite group benefited from surging stock prices, their gains are markers of steady investing over time and having the patience to ride out the rough patches.
By Michelle SingletaryYour money and your mental health can suffer under a bully boss
Businesses also pay dearly when they allow bad situations to fester, and the toll is not just financial.
By Michelle SingletaryDividing assets in your will can split siblings. Here’s how.
You aren’t entitled to other people’s money, even your parents’ assets.
By Michelle SingletaryA credit freeze or fraud alert? One offers better protection from a hack.
National Public Data, the latest company to report a major data breach, tells consumers to protect themselves by taking “preventive measures.”
By Michelle SingletaryI don’t lend money to family. There’s a better way to help.
It’s good to step in when there’s a real need, but rescuing someone from their own poor money management only reinforces it.
By Michelle SingletaryCouples don’t share a credit score, and other myths debunked
Marriage won’t change your credit history, but it can influence what lenders are willing to do for you together.
By Michelle SingletaryDon’t credit the president for stock prices — whether they’re up or down
Bear and bull markets are a normal part of investing, so ignore the political rhetoric coming off the campaign trail.
By Michelle SingletaryWhen the stock market stumbles, the right perspective can save you
It’s natural to feel anxious when Wall Street turbulence cuts into your 401(k) or other investments, but giving into panic generally does more harm than good.
By Michelle SingletaryThink twice before buying a car-repair contract. FTC settlement shows why.
The regulator ordered CarShield to pay $10 million, alleging it used deceptive ads and “trusted personalities to deliver its empty promises.”
By Michelle SingletaryOur data isn’t safe. Resist giving it up whenever you can.
Retailers and rewards programs don’t actually need to scan a copy of your driver’s license, so don’t let them.
By Michelle SingletaryThese cheap loans are becoming a hit with home buyers. But there are catches.
Assumable loans let buyers take over government-backed mortgages and lock in low rates — under certain conditions.
By Michele LernerMoney buys a better position. Just look at Southwest’s new seating.
Airline seating is much like America’s economic divide — the less room you have to be comfortable, the more likely you’ll get stuck in a miserable middle position.
By Michelle SingletaryElections boil down to two things: Your money and your community
Which candidates on the ballot reflect your financial interests or the interests of those who face economic insecurity?
By Michelle Singletary